DWP 910 Pre-Christmas Payment: 7 Crucial Facts About The Mysterious £10 Bonus And 2025 Holiday Schedule
The term "DWP 910 Pre-Christmas Payment" has recently circulated online, causing significant confusion and excitement among benefit claimants regarding a potential new, large government payout. As of December 22, 2025, it is critical to clarify that the figure "910" does not represent a single, massive new benefit payment. Instead, the term is a conflation of the long-standing, annual £10 DWP Christmas Bonus and the essential adjustments made to the regular benefit payment schedule due to the festive bank holidays.
This comprehensive guide will demystify the "910" reference, detail the confirmed DWP Christmas Bonus for 2025, and provide the crucial revised payment dates you need to know to manage your finances through the holiday period. Understanding these details is vital for anyone relying on benefits like Universal Credit, State Pension, or Personal Independence Payment (PIP) to ensure timely access to funds.
The Truth Behind the '910' Code: Is it the £10 Christmas Bonus?
The highly specific number "910" that appears in searches for a pre-Christmas payment is generally associated with two main possibilities, neither of which is a new £910 benefit payment. One interpretation suggests it is an internal DWP payment code that occasionally appears on bank statements to denote a specific benefit, while a more recent theory suggests it is a combined total of multiple payments or a misleading figure used in online discussions.
The only confirmed, government-mandated "Pre-Christmas Payment" is the annual DWP Christmas Bonus.
Fact 1: The Confirmed DWP Christmas Bonus is £10
The Department for Work and Pensions (DWP) provides an annual, non-taxable, non-means-tested Christmas Bonus of £10 to eligible claimants. This payment is designed to offer a small amount of extra support during the financially challenging festive season.
- Payment Amount: £10.
- Tax Status: Tax-free.
- Application: No application is necessary; the payment is made automatically to those who qualify.
- Payment Code: While the specific code "910" is often cited, the £10 bonus is commonly identified on bank statements by a five-digit code, which may include 'XB' (for Christmas Bonus) or a specific reference that varies between banks and DWP systems.
Fact 2: Eligibility for the £10 Christmas Bonus 2025
To be eligible for the 2025 Christmas Bonus, you must live in the UK, Channel Islands, Isle of Man, or Gibraltar and receive at least one qualifying benefit during the 'qualifying week'—typically the first full week of December.
Qualifying Benefits (Entities):
- State Pension
- Attendance Allowance
- Carer’s Allowance
- Disability Living Allowance (DLA)
- Personal Independence Payment (PIP)
- Constant Attendance Allowance
- Incapacity Benefit (long-term)
- Severe Disablement Allowance
- War Disablement Pension
- War Widow’s Pension
- Widowed Mother’s Allowance
Crucially, recipients of Universal Credit (UC) and Employment and Support Allowance (ESA) are generally not eligible for the £10 Christmas Bonus unless they are also receiving one of the benefits listed above. This is a common point of confusion.
Essential DWP Payment Dates for the 2025 Christmas Period
The most important financial consideration for DWP claimants in December is not the £10 bonus, but the adjustment of regular benefit payments due to the Christmas and Boxing Day Bank Holidays. The general rule is that if your payment date falls on a bank holiday, the DWP will pay you on the previous working day.
Fact 3: The 2025 Bank Holiday Schedule
In 2025, the key dates affecting benefit payments are:
- Christmas Day: Thursday, December 25, 2025 (Bank Holiday)
- Boxing Day: Friday, December 26, 2025 (Bank Holiday)
- New Year's Day: Thursday, January 1, 2026 (Bank Holiday)
Fact 4: Revised December 2025 Payment Schedule
Claimants of benefits like Universal Credit, State Pension, PIP, and Jobseeker's Allowance (JSA) should expect the following payment shifts:
| Original Payment Due Date | Revised Payment Date (Expected) | Reason |
|---|---|---|
| Thursday, December 25 (Christmas Day) | Wednesday, December 24 (Christmas Eve) | Bank Holiday |
| Friday, December 26 (Boxing Day) | Wednesday, December 24 (Christmas Eve) | Bank Holiday |
| Monday, December 29 | No change (Normal working day) | |
| Tuesday, December 30 | No change (Normal working day) | |
| Wednesday, December 31 | No change (Normal working day) | |
| Thursday, January 1, 2026 (New Year's Day) | Wednesday, December 31, 2025 | Bank Holiday |
Clarifying Other Potential 'Pre-Christmas' Financial Support
The term "910" may also be a misunderstanding or misrepresentation of the combined total of other significant financial support packages that have been available in recent years. This includes the Cost of Living Payments (CoLP) and Winter Fuel Payments.
Fact 5: The Cost of Living Payment (CoLP) Status for 2025
While the government has previously provided significant Cost of Living Payments (CoLP) to help households through periods of high inflation, the status of these payments for late 2025 is subject to annual review and budget announcements. It is important to check official government sources for the latest confirmation on any new Cost of Living support. The final CoLP installment from the previous financial year is typically paid before the end of the year, but any new scheme for 2025/2026 requires fresh legislation.
The £910 figure may have originated from combining a series of previous payments, such as a CoLP installment, the Winter Fuel Payment, and other disability or pension-linked top-ups.
Fact 6: Winter Fuel Payments and the Christmas Period
The Winter Fuel Payment is another significant pre-Christmas financial boost for pensioners. This payment is typically made automatically between November and December, ensuring recipients have the funds before the coldest part of the year.
- Who Gets It: People born on or before a specified date (usually late September of the qualifying year) who receive the State Pension or another social security benefit.
- Amount: The amount varies based on age and living circumstances, ranging from £100 to £300, often boosted by a Pensioner Cost of Living Payment component.
Fact 7: How to Check Your DWP Payment Status and Avoid Scams
Given the confusion surrounding the "DWP 910 Pre-Christmas Payment," claimants must rely only on official, verifiable information:
- Check Your Bank Statement Codes: If you receive a payment that you cannot identify, check the transaction reference (e.g., the DWP 'XB' code for the Christmas Bonus). If it is a large, unexpected amount like £910, contact the DWP directly.
- Use Official Channels: Always check the government's official website (GOV.UK) for confirmed payment dates and eligibility criteria for all benefits, including Universal Credit, PIP, and the State Pension.
- Be Wary of Hoaxes: The DWP does not typically announce major new benefits via unofficial social media or email. Any communication regarding a large, unexpected payment should be treated with caution to avoid potential fraud or scams.
In summary, while the "DWP 910 Pre-Christmas Payment" is not a confirmed new benefit, all eligible claimants should look out for the automatic £10 Christmas Bonus and ensure they are aware of the crucial adjusted payment dates around the December 2025 bank holidays.
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